About JKFL - Mortgage & Insurance
Good advice. Real people. No pressure.
We believe financial advice should feel… different. Not intimidating. Not salesy. And definitely not something you avoid until you absolutely have to.
Meet the people
Email: katie@jkfl.co.nz
Phone: 027 406 8932
Katie helps everyday Kiwis get their money sorted without the stress or confusion.
With over 10 years in lending, she’s built JKFL around making the process simple, clear and completely judgement-free, so clients feel confident every step of the way.
Known for her practical, down-to-earth approach, Katie focuses on helping people move forward with clarity, not overwhelm.
Email: maree@jkfl.co.nz
Phone: 06 353 0333
Maree keeps everything running smoothly behind the scenes.
From admin to compliance, she ensures every detail is taken care of, helping create a seamless experience from start to finish.
Often the one making everything happen quietly in the background, Maree plays a key role in keeping both the team and clients supported throughout the process.
Email: phil@jkfl.co.nz
Phone: 027 390 9957
Phil brings over 15 years of experience in lending and finance, along with a calm, down-to-earth approach.
He focuses on making the process feel straightforward and stress-free, helping clients make confident decisions without the overwhelm.
Outside of work, Phil is heavily involved in local theatre, bringing the same energy and passion into everything he does.
Sarah supports the team behind the scenes, helping keep everything organised and on track.
From reviewing documents to managing key details, she plays an important role in making sure the process runs smoothly from start to finish.
With a strong focus on clarity and care, Sarah helps ensure clients feel supported every step of the way.
Sreyna supports both the team and clients throughout the process, helping keep everything moving smoothly behind the scenes.
With a background in insurance, she brings valuable experience and a thoughtful, supportive approach to her work.
She’s passionate about helping clients feel comfortable, confident, and well looked after from start to finish.
Our story
JKFL was built on a simple idea. Financial advice should feel human.
Based in Palmerston North, we’re proud to be a local business. But the people we help aren’t limited to the Manawatū. We work with Kiwis all across New Zealand, supporting them through some of the biggest financial decisions they’ll ever make.
With over 20 years of combined lending experience, our team brings the knowledge and expertise you’d expect, without the corporate feel. We take the time to properly understand your situation, think outside the box, and create solutions that are tailored to you, not pulled from a template.
And we don’t stop there.
We look at the bigger picture too, helping you build a plan, manage your money, and move forward with clarity and confidence. Because at the end of the day, this isn’t just about mortgages or insurance. It’s about helping you get ahead. We’re on a mission to help every Kiwi achieve their version of financial success, whatever that looks like. And we’ll be right there with you along the way.
What our clients say
“Genuine & approachable! Katie, Phil and the entire team are amazing at what they do. Outstanding communication no matter the day of the week or time of day. They’re as invested in the journey as you are and provide an enjoyable experience from start to finish. Excellent brokers & people.”
- Whetu - 
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