Insurance for the moments that matter
How we can help
Life doesn’t always go to plan. That’s where the right insurance makes all the difference. At JKFL, we help Kiwis find insurance cover that fits their life. Whether you’re looking to protect your family, your income, or your health, we’ll guide you through your options and make sure you understand what you’re covered for (and just as importantly, what you’re not).
Protect your family
If something unexpected happens, life insurance helps make sure your loved ones are financially supported.
It can help cover things like the mortgage, day-to-day living costs, or give your family breathing room during a really tough time. Trauma (or critical illness) cover can also provide a lump sum if you’re diagnosed with a serious condition, so you can focus on recovery instead of finances.
We’ll help you find the right level of cover based on your situation.
We help with
Life insurance cover
Trauma / critical illness cover
Cover aligned with your mortgage and lifestyle
Making sure your family is financially secure
Protect Your Income
Your income is one of your biggest assets. But it’s often the least protected.
If illness or injury stops you from working, income protection or mortgage protection can help keep things running. From paying the bills to covering your mortgage repayments, it gives you one less thing to worry about while you recover.
We’ll walk you through your options and explain how each type of cover works, so you can choose what suits your lifestyle and budget.
Protect Your Health
Health insurance gives you more control over when and how you get treatment. Instead of waiting on public lists, you can access private healthcare for things like specialist appointments, tests, and surgeries (helping you get back on your feet faster).
We’ll help you compare providers, understand what’s included, and choose a plan that works for your needs. Without paying for things you don’t.
We help with
Private health insurance options
Cover for specialists, tests, and surgery
Understanding policy limits and exclusions
Finding the right balance between cover and cost
We work with New Zealand’s leading lenders
Because we work with a wide range of lenders, we can help match your situation with the right lending partner.
JKFL - Mortgage & Insurance